SpringwoodAdmin

As a manufactured home community owner, you may be aware that most Workers Compensation insurance companies won’t offer coverage for manufactured home community owners. This is because many MHC workers are part-time, employees often live in the park, and the generally low overall payroll. Without workers’ compensation coverage, Employers lose all workers compensation insurance legal protections.  Employees who are injured can elect to sue in civil court for whatever amount their lawyer dreams up. It is important to understand workers’ compensation, the laws regarding it, and how to protect your business and community. What is Workers’ Compensation?  Workers’ compensation is insurance [...]

As a manufactured home community owner, you want to make sure you take the proper steps and precautions to avoid costly lawsuits. By knowing the common lawsuits community owners face and the laws around them, you can steer clear of lawsuits and make sure you have the correct insurance coverage in place. Discrimination Lawsuits Community owners must comply with the Fair Housing Act, which prohibits discrimination based on race, color, religion, national origin, sex, familial status, and disability. To avoid discrimination lawsuits, community owners should have a clear and consistent screening process for applicants and ensure that all residents are treated [...]

The hurricane season can be a worrying time for manufactured home community owners and tenants. Pre-HUD code manufactured homes can be more vulnerable to damage in severe weather. It's crucial for community owners to have insurance coverage that protects their property and the people who live there. Hurricane Insurance for Manufactured Home Community Owners  In terms of insurance, mobile home park owners should have a policy that covers wind damage if available.  Flood coverage on buildings and income should be sought if the property is located in a hazardous flood zone. If you are in an area that is susceptible to [...]

One of the most important aspects of a well-maintained community is the condition of its roads. As an owner of a manufactured home community, there are many benefits to having paved roads on your property. Paved roads are safer than unpaved roads. Unpaved roads can become slippery and dangerous in wet weather, leading to accidents and injuries. Additionally, potholes and other road hazards can damage vehicles and cause costly repairs. By paving the roads, community owners can ensure that their residents are able to travel safely and comfortably. Paving the roads also improve the appearance of a community. Unpaved roads can [...]

Swimming pools are a great addition to any manufactured home community, providing residents with a great way to stay cool and active during the hot summer months. However, owning and operating a pool also comes with a certain level of risk and liability. To minimize these risks, it’s important to take proactive measures to ensure the safety of everyone who uses your community’s pool. Here are some tips to help you reduce risk and liability at your manufactured home community’s pool. Establish Clear Rules and Guidelines It’s important to set the rules and guidelines for pool use. This includes things like [...]